{"id":162897,"date":"2023-05-30T09:21:08","date_gmt":"2023-05-30T09:21:08","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/riskcube-von-creditreform-schweiz\/"},"modified":"2025-08-01T11:59:58","modified_gmt":"2025-08-01T11:59:58","slug":"riskcube-von-creditreform-schweiz","status":"publish","type":"plugin","link":"https:\/\/tw.wordpress.org\/plugins\/riskcube-von-creditreform-schweiz\/","author":20529805,"comment_status":"closed","ping_status":"closed","template":"","meta":{"version":"2.5.0","stable_tag":"trunk","tested":"6.7.5","requires":"5.3","requires_php":"7.4","requires_plugins":null,"header_name":"RiskCUBE von Creditreform Schweiz","header_author":"Masterhomepage GmbH","header_description":"RiskCube","assets_banners_color":"","last_updated":"2025-08-01 11:59:58","external_support_url":"","external_repository_url":"","donate_link":"","header_plugin_uri":"","header_author_uri":"https:\/\/www.masterhomepage.ch\/","rating":0,"author_block_rating":0,"active_installs":10,"downloads":1383,"num_ratings":0,"support_threads":0,"support_threads_resolved":0,"author_block_count":0,"sections":["description","faq","changelog"],"tags":[],"upgrade_notice":[],"ratings":[],"assets_icons":[],"assets_banners":[],"assets_blueprints":{},"all_blocks":[],"tagged_versions":[],"block_files":[],"assets_screenshots":[],"screenshots":[]},"plugin_section":[],"plugin_tags":[12480,220680,286],"plugin_category":[45],"plugin_contributors":[234773],"plugin_business_model":[],"class_list":["post-162897","plugin","type-plugin","status-publish","hentry","plugin_tags-invoice","plugin_tags-riskcube","plugin_tags-woocommerce","plugin_category-ecommerce","plugin_contributors-masterhomepage","plugin_committers-masterhomepage","plugin_committers-nxtlvl"],"banners":[],"icons":{"svg":false,"icon":"https:\/\/s.w.org\/plugins\/geopattern-icon\/riskcube-von-creditreform-schweiz.svg","icon_2x":false,"generated":true},"screenshots":[],"raw_content":"<!--section=description-->\n<p>Scroll down for English Version<\/p>\n\n<h4>Bed\u00fcrfnis<\/h4>\n\n<p>Die Zahlart \u00abRechnung\u00bb soll nur bonit\u00e4tsgepr\u00fcften Kunden\nmit kalkulierbarem Risiko offeriert werden. Ein intelligentes\nRegelwerk soll Missbrauch erkennen und ausschliessen<\/p>\n\n<h4>Hintergrund<\/h4>\n\n<p>In der Schweiz bleibt \u00abRechnung\u00bb weiterhin die beliebteste\nZahlart im Online-Handel. Bietet ein H\u00e4ndler diese Zahlart\nnicht an, riskiert er einen hohen Anteil von Kaufabbr\u00fcchen.\nDie Zahlart ist aber mit vielen Risiken behaftet. RiskCUBE\nhilft dem H\u00e4ndler, die Rechnungsoption mit kalkulierbarem\nRisiko anzubieten.<\/p>\n\n<h4>Leistungsumfang<\/h4>\n\n<p>Nach Eingabe der Adressangaben und vor der Anzeige der\nZahlungsoptionen werden die Daten an RiskCUBE \u00fcbergeben.\nRiskCUBE pr\u00fcft die Bonit\u00e4t und das Verhalten des\nShop-Bestellers. Der Shop-Betreiber kann die Zahlarten\nbei fehlender Bonit\u00e4t, auff\u00e4lligem Verhalten, ung\u00fcltiger\nAnschrift, oder bei \u00dcberschreiten einer bestimmten Kreditlimite\neinschr\u00e4nken. Je nach Risikobereitschaft und\nMarge kann die Anzeige der Rechnungsoption eingeschr\u00e4nkt\noder ausgeweitet werden. Weitere Informationen\ndazu weiter unten.<\/p>\n\n<h4>Unterst\u00fctzte L\u00e4nder<\/h4>\n\n<ul>\n<li>Schweiz<\/li>\n<li>Liechtenstein f\u00fcr Firmen<\/li>\n<\/ul>\n\n<h4>Steuerungsm\u00f6glichkeiten<\/h4>\n\n<ul>\n<li>Matchtoleranz (low, regular, high).<\/li>\n<li>Mindest-Bestellwert pro Transaktion.<\/li>\n<li>Individuelle Kreditlimite f\u00fcr Firmen- und Privat-Kunden\npro Tag und Periode (z.B. 30 Tage) je nach Bonit\u00e4t:\n\n<ul>\n<li>gut (gr\u00fcn)<\/li>\n<li>unsicher (gelb)<\/li>\n<li>schlecht (rot, Default CHF 0)<\/li>\n<li>resp. Person unbekannt<\/li>\n<\/ul><\/li>\n<li>Maximale Kreditlimite bei Systemausfall.<\/li>\n<li>Abweichende Rechnungs- und Lieferadresse erlauben\/sperren.<\/li>\n<li>Keine Rechnung, wenn die Person unbekannt ist.<\/li>\n<li>M\u00f6glichkeit, einzelne Kunden mit Whitelist positiv\noder mit Blacklist negativ \u00fcbersteuern.<\/li>\n<\/ul>\n\n<h4>Betrugserkennung<\/h4>\n\n<ul>\n<li>Auff\u00e4lliges Verhalten im Shop schliesst den Rechnungskauf aus.<\/li>\n<li>Rechnung nur bei postalisch g\u00fcltiger Anschrift und bekannte\nBetrugsanschriften sperren.<\/li>\n<\/ul>\n\n<p>Wir empfehlen zus\u00e4tzlich IP analytische Fraud AddOns zu verwenden.<\/p>\n\n<h4>RiskCUBE API<\/h4>\n\n<p>Es steht eine moderne Rest-Schnittstelle zur Verf\u00fcgung.\nCreditreform stellt nach Unterzeichnung einer\nVertraulichkeitsvereinbarung die Dokumentation und\nZugangsdaten gerne zur Verf\u00fcgung.<\/p>\n\n<h4>Individualanbindung<\/h4>\n\n<p>F\u00fcr eine individuelle Anbindung Ihres Shops ohne RiskCUBE\nerhalten Sie nach Unterzeichnung der Vertraulichkeitsvereinbarung\ndie Schnittstellendokumentation und bei Bedarf Zugangsdaten.<\/p>\n\n<p><a href=\"https:\/\/www.creditreform.ch\/fileadmin\/user_upload\/central_files\/_documents\/01_loesungen\/14_systemintegration\/_riskcube\/04_Flyer_RiskCUBE_WooCommerce_DE.pdf\">Der offizielle Flyer<\/a><\/p>\n\n<h4>Need<\/h4>\n\n<p>The \"Invoice\" payment method should only be offered to\ncustomers with a calculable risk. Intelligent\nrules should detect and exclude misuse<\/p>\n\n<h4>Background<\/h4>\n\n<p>In Switzerland, \"invoice\" continues to be the most popular\npayment method in online commerce. If a merchant does not offer this\npayment method, he risks a high proportion of abandoned purchases.\nHowever, the payment method is fraught with many risks. RiskCUBE\nhelps the merchant to offer the invoice option with a calculable\nrisk.<\/p>\n\n<h4>Scope of services<\/h4>\n\n<p>After entering the address information and before the display of the\npayment options, the data is transferred to RiskCUBE.\nRiskCUBE checks the creditworthiness and the behavior of the\ncustomer. The store operator can select the payment methods\nin case of missing creditworthiness, conspicuous behavior, invalid\naddress, or if a certain credit limit is exceeded.\nlimit. Depending on the risk and margin, the display\nof the billing option can be restricted or extended.\nFurther information on this further down.<\/p>\n\n<h4>Supported countries<\/h4>\n\n<ul>\n<li>Switzerland<\/li>\n<li>Liechtenstein for companies<\/li>\n<\/ul>\n\n<h4>Control options<\/h4>\n\n<ul>\n<li>Match tolerance (low, regular, high).<\/li>\n<li>Minimum order value per transaction.<\/li>\n<li>Individual credit limits for corporate and private customers\nper day and period (e.g. 30 days) depending on creditworthiness:\n\n<ul>\n<li>good (green)<\/li>\n<li>unsecure (yellow)<\/li>\n<li>bad (red, default CHF 0)<\/li>\n<li>person unknown<\/li>\n<\/ul><\/li>\n<li>Maximum credit limit in case of system failure.<\/li>\n<li>Allow\/block different billing and shipping address.<\/li>\n<li>No invoice if person is unknown.<\/li>\n<li>Possibility to positively override individual customers with whitelist\nor negatively override with blacklist.<\/li>\n<\/ul>\n\n<h4>Fraud detection<\/h4>\n\n<ul>\n<li>Conspicuous behavior in the store excludes purchase with invoice.<\/li>\n<li>Invoice only with postal valid address and blocking known fraud addresses.<\/li>\n<\/ul>\n\n<p>We recommend to use additional IP analytical Fraud AddOns.<\/p>\n\n<h4>RiskCUBE API<\/h4>\n\n<p>A modern rest interface is available.\nCreditreform provides after signing a\ndocumentation and access data after signing a confidentiality agreement.\naccess data gladly available.<\/p>\n\n<h4>Individual connection<\/h4>\n\n<p>For an individual connection of your store without RiskCUBE\nyou will receive after signing the confidentiality agreement\nthe interface documentation and if necessary access data.<\/p>\n\n<!--section=faq-->\n<dl>\n<dt id='how%20can%20i%20get%20access%20to%20this%20plugin%3F'><h3>How can I get access to this Plugin?<\/h3><\/dt>\n<dd><p>Visit <a href=\"https:\/\/www.creditreform.ch\/en\/solutions\/system-integration\/connections-for-webshops\">creditreform.ch<\/a> for more information.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>2.4.12.15<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Minor bug fix related to token cleanup<\/p>\n\n<h4>2.4.12.14<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed shipping fields reset on checkout<\/p>\n\n<h4>2.4.12.12<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed memory leak in checkout process<\/p>\n\n<h4>2.4.12.11<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- removed unnecessary logging<\/p>\n\n<h4>2.4.12.10<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed endless reload on checkout page<\/p>\n\n<h4>2.4.12.9<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed PHP warnings when new order is placed<\/p>\n\n<h4>2.4.12.8<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed PHP error when Cart is null<\/p>\n\n<h4>2.4.12.7<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Fixed possible server error, when new order is created<\/p>\n\n<h4>2.4.12<\/h4>\n\n<p><strong>Features<\/strong>\n- Support for WooCommerce Classic and WooCommerce Blocks checkout\n- Transaction History in Plugin settings\n- Improved frontend Javascript\n- Improved plugin settings\n- Adjusted updated API URLS\n- Option to enable Plugin in all modes\n- Improved reconciliation data query<\/p>\n\n<p><strong>Bug Fixes<\/strong>\n- Check Invoices data loader issue with newer versions of WooCommerce\n- Black and Whitelist in ZS mode\n- Session data cleanup after completed purchase\n- Handle non-existing WP_Cart case\n- Trigger API requests only on Checkout pages\n- Avoid multiple API requests\n- Storing of process data with newer versions of WooCommerce<\/p>\n\n<h4>2.4.2<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Bugfix fetching customer data<\/p>\n\n<h4>2.4.1<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- Stability updates and code cleanup<\/p>\n\n<h4>2.4.0<\/h4>\n\n<p><strong>Features<\/strong>\n- Support for using the Invoices Payment Method with the new WooCommerce Blocks Checkout view\n- The Plugin is now in the official WordPress Plugins store for easier updates\n- Security Improvements<\/p>\n\n<h4>2.3.6<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- fixed a bug where orders had an incorrect order status when using a payment option different from Invoice<\/p>\n\n<h4>2.3.5<\/h4>\n\n<p><strong>Bug Fixes<\/strong>\n- fixed reconciliation check functionality checking all orders instead of only riskcube invoices<\/p>","raw_excerpt":"Mit RiskCUBE haben Sie die Sicherheit, dass Kauf auf Rechnungen m\u00f6glich ist, sofern der K\u00e4ufer eine gute Bonit\u00e4t 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